Senior Environmental Claims Specialist (m/f/d)

The impact you will have: As a Senior Environmental Claims Specialist, you will proactively investigate, evaluate, negotiate, and resolve assigned claims in accordance with established best practices and within granted authority levels. You'll combine technical claims expertise with strong relationship management, working closely with customers, brokers, internal business partners, and third-party service providers to achieve economical outcomes while delivering high-quality service. Some of your specific responsibilities will include:

• Investigation & Reserving:
• Investigate domestic and multinational claims involving complex legal issues.
• Evaluate and address coverage issues and establish appropriate reserve levels.
• Select and direct external service providers, including attorneys, independent adjusters, and experts.
• Claims Resolution:
• Negotiate and resolve claims with a focus on cost-effective, service-oriented solutions.
• Ensure claims are settled in accordance with established settlement guidelines.
• Claims Processing & Administration:
• Maintain accurate and timely claims records for designated accounts within Allianz Commercial claims administration systems.
• Produce management information reports, including major claims movement reporting, and proactively identify loss trends.
• Referrals & Compliance:
• Manage claims within granted authority limits and in accordance with established claims procedures and guidelines.
• Refer matters outside designated authority levels and prepare appropriate referral documentation and supporting materials.
• Support the development of claims management procedures for new business accounts in collaboration with clients, brokers, and loss adjusters.
• Relationship Management:
• Build and maintain strong relationships with brokers, clients, third-party adjusters, and other key stakeholders.
• Partner across Claims, Underwriting, Operations, and other functional areas to support effective claims handling.
• Clearly communicate and present complex and contentious claims and loss information to internal and external stakeholders.
• Positively represent Allianz Commercial in the marketplace.
• Market Engagement:
• Support the acquisition of new business and retention of existing business.
• Partner proactively with underwriters on market-management initiatives.
• Represent Allianz Commercial at relevant industry functions.
• What you'll bring to the role:
• You're an experienced claims professional who combines strong technical knowledge with sound judgment, curiosity, and an ability to build trusted relationships.
• To be successful in this role, you'll bring:7–10 years of claims experience, with a proven track record handling liability claims involving coverage and damage issues.
• Expert knowledge of Environmental insurance products and portfolios, including coverage and its application throughout the claims adjustment process.
• Established relationships with brokers at the peer-group level and a strong presence within the local market.
• In-depth understanding of regional and local insurance markets and the competitive landscape.
• Detailed understanding of relevant legal and regulatory frameworks.
• Experience operating effectively within a complex, global matrix organization.
• The ability to use AI tools to support day-to-day activities, improve efficiency, and contribute to data-driven decision-making.
• Bachelor's degree in a relevant discipline.

What's in it for you? This is an opportunity to bring your claims expertise to a specialized area where technical knowledge, judgment, and relationship management all make a difference. At Allianz Commercial, you'll have the opportunity to work with experienced claims professionals, collaborate across disciplines, engage with the insurance marketplace, and continue developing your expertise while handling challenging domestic and multinational claims.

Compensation: The annualized base pay range for this role is $117,217–$197,722. The annual base salary range represents a nationwide market range. Actual salary may be above this range and will be determined based on several factors, including the scope, complexity and location of the role, as well as the candidate's skills, education, training, credentials, and experience. Base pay is one component of the Allianz Commercial total compensation package. As part of our comprehensive compensation and highly rated benefits programs, employees are also eligible for annual performance-based cash incentive awards. Ready to bring your environmental claims expertise to Allianz Commercial? If you're an experienced claims professional who enjoys navigating complex issues, building strong partnerships, and delivering thoughtful claims solutions, we want to hear from you. Let's care about everything that makes you you We are committed to nurturing an inclusive environment where everyone feels they belong. We offer a hybrid working model, which recognizes the value of striking a balance between in-person collaboration and remote working. Please feel free to discuss flexible working arrangements with us. Let's care for your financial wellbeing We believe in rewarding performance with a great compensation and benefits package (details vary by location), including a generous bonus scheme and pension. Let's care for your opportunities to progress From career development and digital learning programs to international career mobility, we offer lifelong learning for our employees worldwide and an environment where innovation, delivery and empowerment are fostered. Let's care for life's twists and turns From our support for flexible working, health and wellbeing (including private healthcare and generous parental leave benefits), to helping people return from career breaks with experience that nothing else can teach. We've got your back. Let's care for our society and our planet With opportunities to be engaged in shaping a future that is safe, inclusive and sustainable, we care for the tomorrows of our people, our industry and our clients. Join us. Let's care for tomorrow.