Banking as a Service (BaaS) Risk Officer

Posted yesterday

mrv banksCape Girardeau (MO)

Financial Risk Specialists Commercial Banking

SENIORITY

Senior

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About the role

MRV Banks Banking as a Service (BaaS) Risk Officer ID:1205

Location: Cape Girardeau-MO

Department:

Banking as a Service (BaaS)
Cape Girardeau, MO | Full-Time | Monday–Friday, 8AM–5PM | onsiteMRV Banks is looking for an experienced
Risk Officerto join our growing

Banking as a Service (BaaS) team. This is a high-impact role for someone who enjoys digging into financials, identifying risk, spotting trends, and helping leadership make informed decisions. As theMRV Connect Risk Officer, you’ll take a big-picture look at the financial and operational health of our BaaS programs and relationships. You’ll analyze performance, evaluate third-party risk, support capital and forecasting decisions, work with legal counsel on agreements, and turn complex information into meaningful insights for senior leadership. If you’re analytical, naturally curious, comfortable asking tough questions, and enjoy figuring out“What is the data telling us—and what should we do about it?”, this could be a great fit.

What You’ll Do:

Analyze thefinancial performance and overall riskof MRV Connect relationships, including revenue, expenses, profitability, KPIs, and emerging trends
Supportforecasting, budgeting, capital allocation, and reserve calculations
Identify financial, operational, third-party, and regulatory risks and recommend practical ways to mitigate them
Prepare and presentrisk and performance reporting to senior leadershipPartner with our Data Analyst to conduct transaction testing against underwriting and risk guidelines
Develop and maintainmodel risk managementprocesses and tracking
Coordinate relationship risk assessments, quarterly reviews, and follow-up reporting
Review contracts and amendments and coordinate withexternal legal counsel and Bank leadershipPartner across Finance, Compliance, Operations, Legal, and MRV Connect to strengthen controls and processes
Maintain relationship-specific contingency and business continuity plans
Stay current on evolving
BaaS, banking, regulatory, and third-party risk trends

What We’re Looking For:

Bachelor’s degree inBusiness, Finance, Risk Management, or a related field, or equivalent relevant experience 5+ years of experiencein risk management, financial analysis, compliance, banking, or financial services
Strong financial and analytical skills with the ability to interpret data, identify trends, and communicate what matters
Understanding ofoperational, third-party, regulatory, and financial risk
Strong Excel skills and comfort working with reporting tools, dashboards, and data
Ability to evaluate complex situations and turn findings intopractical, solution-oriented recommendations
Strong communication skills and confidence working with senior leadership, external partners, and legal counsel
Experience with
Banking as a Service (BaaS), third-party financial services relationships, or partner oversightis a plus

Perks & Benefits: We invest in our people because we know our people make the difference.11 Paid HolidaysPTO-22days of accrued paid time off Comprehensive Health, Dental, Vision Insurance & More (100% of employee premium paid for Health & Dental by bank).401(k) with Employer Match Positive, team-oriented culture that values growth and fun Professional development opportunities and exposure to emerging fintech practices About MRV Banks Founded in 2007 in Ste. Genevieve, MRV Banks has grown through a get-it-done, relationship-focused approach to banking. With locations in Cape Girardeau, Festus, and St. Charles, we’re proud to be a community bank with a growth mindset and solution-oriented team that goes the extra mile for our customers and each other. We empower people to accelerate their financial goals through imaginative, long-term banking relationships —and we believe that happy, talented employees are the foundation of that mission. Our employees appreciate that we promote internally and are involved in our communities. Equal Opportunity Employer MRV Banks provides equal opportunity and advancement to all qualified employees and applicants, without regard to race, color, ancestry, national origin, sex, gender (including pregnancy), gender identity, sexual orientation, religion, disability, military or veteran status, or any other legally protected status. Applicants must successfully pass a background, credit, drug, and reference check. No external recruiters or agencies, please. We love hiring great people from our communities! To be considered, you’ll need to be authorized to work in the U.S. without the need for visa sponsorship now or in the future. You will also want to live in our community. Equal employment opportunity, including veterans and individuals with disabilities. PI287472913

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