Consumer Loan Underwriter

Salary Range: $26.00 To $32.50 Annually

WHO WE ARE: Tru Stone Financial is a member-owned credit union offering comprehensive, straightforward, and competitive financial solutions designed to support our members’ financial health. Established in 1939 by a group of teachers, Tru Stone Financial has grown into Minnesota’s second-largest credit union. With over 550 dedicated employees, we serve more than 200,000 members across 24 branches in Minnesota and Wisconsin. Our vision is to deliver exceptional financial experiences, and to achieve this, we need exceptional people! Join our expanding team and help us fulfill our mission to engage, educate, and inspire members toward lifelong financial well-being.

WHAT YOU’LL DO: Serve as an underwriter of consumer and home equity lending. Support the organizational philosophy of high loan quality by recognizing opportunities for our members to improve their financial well-being, including situations that involve credit risk beyond the parameters of the automated approval system. Serve as a staff resource by mentoring staff in lending practices, guidelines, policies, regulations and procedures.

WHAT YOU’LL BRING: Availability to work 40 hours per week Monday through Friday between the hours of 8:30am – 5:30pm and rotating Saturdays 9:00am – 1:00pm at our Plymouth Corporate Office; non-exempt. In addition: High School Diploma or equivalent, four year-college degree preferred. 4 years of financial service experience to include 3 years of consumer and/or real estate lending experience. Underwriting experience or knowledge, preferred. Excellent math aptitude and strong analytical skills. Ability to work as a team player being flexible and dependable. Ability to work independently while displaying initiative and decision-making skills. Ability to maintain a high level of professionalism while working under pressure. Maintains awareness of enterprise compliance requirements, including Bank Secrecy Act (BSA/AML) obligations, and follows internal policies and escalation protocols as applicable. Ability to pass all pre-employment drug test and various background checks. Responsible for regular and reliable attendance at the workplace.

WHAT WE OFFER: The salary range for this position is $26.00 to $32.50per hour/year. In addition, we offer: Competitive pay and incentive programs for all positions. Health insurance with the ability to choose which plan option is best for you – a Traditional Health Plan or Health Savings Plan. Affordable dental and vision insurance coverage. Earn 22 days of paid time off annually for full-time employees with an equivalent accrual for part-time employees – and, the longer your tenure, the more PTO you’ll have to enjoy. 10+ paid holidays each year. Up to 16 hours of paid time annually to volunteer for organizations you are passionate about. 401(k) with 50% employer match on the first 6% you contribute – plus, after one year of service, an additional 3% safe harbor employer contribution that is immediately 100% vested regardless if you are contributing or not. Eligibility for profit sharing opportunities in the form of a contribution to your 401(k) account. Employer-paid Short Term and Long Term Disability benefits. Employer-provided life insurance up to 2.5x your base salary with the option to purchase additional coverage for yourself, spouse and eligible dependents. Reimbursement for higher education expenses of up to $5,250 per calendar year (including tuition, books and activity fees). Career development opportunities – including our STEP job shadow program, Tru Stone Academy certification courses, Mentorship Program and more. Special employee discounts when you join Tru Stone Financial as a credit union member. Employee activities, events, discounts, and many other great benefits and perks! Tru Stone Financial Credit Union is an Affiantive Action and Equal Opportunity Employer of Protected Veterans, Individuals with Disabilities and all Protected Classes.