Senior Real Estate Underwriter & Loan Risk Specialist

Posted 5 days ago

community financial systemOlean (NY)

Loan Officers Real Estate Credit

SENIORITY

Senior

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About the role

Community Financial System, Inc. is seeking a Real Estate Underwriter to evaluate residential mortgage and home equity loan applications and prepare concise loan summaries in line with TILA-RESPA, ATR/QM, and HMDA guidelines. You will review appraisals, title reports, and supporting docs, advise Mortgage Coordinators, and ensure timely closings while maintaining confidentiality and high professional standards.

Before you apply

Applying takes about a minute. These four things decide how fast it moves after that.

Your profile is current

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Two examples you can talk through

Not a portfolio — just two pieces of work where you can explain the decisions and what you'd change.

A number in mind

What you're on now and what would make you move. We negotiate better when we know both.

Your notice period

Employers plan around it, and it's the question that stalls offers most often.

Once you apply, someone reads it and calls you before anything reaches the employer — usually within two working days.