Real Estate Law Firm Escrow Officer
mcmichael gray pcBirmingham (AL)
About the role
Escrow Officer The Closer is responsible for final review of mortgage loan information, preparing closing documents, funding the file accurately and sending closing documents to the closing attorney.
Responsibilities and Duties:
- Schedules loan closing
- Complies and types closing documents
- Reviews approved mortgage loan to determine conditions that must be met prior to closingEnsures mortgage loans are funded accurately and in a timely manner
- Types closing documents for all transactions
- Assembles documents for delivery to title company, real estate broker, or lending officer for closingEnsures that appropriate disclosure documents have been assigned and are in the loan file
- Communicates with the Lender of the transaction to balance the Closing Disclosure form prior to closing to ensure all numbers are accurate
- Works with the Lender of the transaction to receive funding authorization to disburse funds to parties
- Responsible for clearance of all title requirements
Responsible for payment in full and cancelation of all liens against the property, including, but not limited to, payoff of mortgage, loans, HOA, FIFAs, taxes, outstanding utility bills, etc.
Ensures that all items being paid at closing is calculated with per diem past closing date and shifts accordingly
Ensures that all items being paid at closing are paid in full via wire or overnight tracking in a timely manner
Confirms legal documents to be recorded are accurate and total cost to record is collected at closing
Confirms receipt of all incoming funds from borrower and lender
Confirms outgoing funds for payoffs, seller proceeds and all checks cut for disbursements
Ensures that all documents are properly executed by all parties involved with said transaction
Ensures that all documents are presented to the parties of the transaction in a professional and secure manner
Reviews all preclosing documents for accuracy; including; HOA letters, Taxes, Termite, HBW, Lender documents, Title Examination and Commitment of Title
Reviews final closing documents and delivers the final file to the Post Closing department
Experience with SoftPro is a plus. Experience in this role preferred. We offer a competitive benefits package and compensation is commensurate with experience.
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