Subrogation Examiner
universal propertyFort Lauderdale (FL)
About the role
Job Opportunity In Fort Lauderdale Inform yourself of your rights and responsibilities by reviewing the content provided in the list below. Employment Eligibility (e-Verify): English & Spanish Right to work: English / Spanish It's fun to work in a company where people truly believe in what they're doing! We're committed to bringing passion and customer focus to the business.
Essential Job Functions:
- Determine liability and potential recovery from responsible parties
- Negotiate settlements with responsible parties and their insurers
- Communicate with insured parties, witnesses, and attorneys to gather necessary information for the claim investigation
- Prepare and present legal documents to facilitate the recovery process
- Maintain accurate records of all subrogation activities and provide regular status updates to management
- Ability to work independently as well as a team player
Skills/Knowledge
In-depth understanding of subrogation claims investigation, including liability determination and recovery strategies
Strong analytical and problem-solving skills to identify potential claims and assess their validity
Excellent negotiation and persuasion skills to secure favorable settlements with responsible parties and their insurers
Exceptional organizational skills and attention to detail to manage multiple claims simultaneously and maintain accurate records
Ability to work independently and collaborate effectively with internal teams and external stakeholders, including attorneys, clients, and insurance carriers
Familiarity with relevant laws and regulations related to insurance claims and subrogation
Field experience adjusting property damage claims and/or liability claims is a plus
Experience writing property damage estimates
Working knowledge of residential and commercial building mechanical systems, including but not limited to, HVAC, plumbing, electrical, and roofing
Prior knowledge and practical use of Xactimate or similar software preferred
Working knowledge of ISO ClaimSearch is preferred
Microsoft Office including Word, Excel, and Outlook
Experience
A minimum of one (1) year experience in homeowner's property insurance
Florida 5-20 Insurance License required, preferred
High school diploma or GED required
Benefit Highlights
Industry leading medical, dental and vision insurance plan 401(k) Retirement Plan with a company match of 100% on up to 5% of compensation (match is fully-vested immediately)
Generous PTO policy
Eligible for performance based bonuses
Before you apply
Applying takes about a minute. These four things decide how fast it moves after that.
Your profile is current
It's what we read first. Occupations, seniority and locations matter more than a long history.
Two examples you can talk through
Not a portfolio — just two pieces of work where you can explain the decisions and what you'd change.
A number in mind
What you're on now and what would make you move. We negotiate better when we know both.
Your notice period
Employers plan around it, and it's the question that stalls offers most often.
Once you apply, someone reads it and calls you before anything reaches the employer — usually within two working days.
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