Remote ML Engineer II - Real-Time Underwriting
affirmBoise (ID)
About the role
Affirm is reinventing credit to make it more honest and friendly, enabling flexible pay-later options. On the Underwriting ML team, you'll build and improve machine learning systems that make real-time transaction decisions, evaluating repayment risk and expected value of each checkout. You will work with ML engineers, data and platform teams to take models from idea to prototype to production, with monitoring as user behavior and macro conditions evolve.
Before you apply
Applying takes about a minute. These four things decide how fast it moves after that.
Your profile is current
It's what we read first. Occupations, seniority and locations matter more than a long history.
Two examples you can talk through
Not a portfolio — just two pieces of work where you can explain the decisions and what you'd change.
A number in mind
What you're on now and what would make you move. We negotiate better when we know both.
Your notice period
Employers plan around it, and it's the question that stalls offers most often.
Once you apply, someone reads it and calls you before anything reaches the employer — usually within two working days.
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