AML Investigations Associate I

What You'll Do: Review AML monitoring and sanctions screening alerts to identify potentially suspicious or unusual activity. Analyze customer transactions and account behavior, determining when additional investigation or escalation is warranted. Prepare clear, accurate investigative documentation and maintain complete case records. Escalate higher-risk, complex, or unresolved cases to senior investigators for further review. Assist with investigations that may result in Suspicious Activity Report (SAR) recommendations by gathering and organizing supporting information. Review customer due diligence (CDD) and related documentation to support investigative findings. Manage requests for additional information, monitor responses, and ensure supporting documentation is complete. Perform required regulatory screening activities and escalate potential matches in accordance with established procedures. Conduct manual transaction reviews when needed to supplement automated monitoring. Identify emerging fraud trends, suspicious activity patterns, and other financial crime indicators. Meet established quality and productivity expectations while maintaining compliance with internal policies and regulatory requirements. Partner with compliance, operations, and investigative teams to resolve cases and obtain additional information. Support internal audits, regulatory reviews, and compliance examinations by providing case documentation and investigative support.

What We're Looking For: Bachelor's degree required; Finance, Accounting, Criminal Justice, or a related field is preferred.1-3 years of experience in AML, BSA, sanctions, fraud, or financial crimes within a banking or financial services environment. Experience reviewing transaction monitoring alerts and/or sanctions screening alerts. Working knowledge of AML investigations, KYC/CDD processes, and suspicious activity identification. Strong analytical, problem-solving, and investigative skills with excellent attention to detail. Effective written communication and documentation abilities. Familiarity with AML regulatory requirements and financial crime compliance standards. Exposure to correspondent banking or cross-border payment activity is a plus. CAMS certification, or a willingness to obtain it, is preferred.