Job DutiesEMPLOYER: Optum Services, Inc.
JOB TITLE:
Credit Data ModelerLOCATION: 1 Optum Circle, Eden Prairie, MN 55344 (Telecommuting available from anywhere in the U.S.)
DUTIES:
Develop and maintain predictive models for application and behavioral scoring, probability of default (PD), loss given default (LGD), and early risk detection; design models for underwriting, fraud detection, credit line management, and collections strategies; create advanced features using alternative financial data sources; evaluate new data vendors and enrich internal datasets to improve model performance; decipher models from prototype to production in partnership with Data Engineering and Product teams; build interpretable and compliant models aligned with FCRA, ECOA, and fair lending standards; oversee model monitoring, validation, reporting and back testing, regularly recalibrate for shifts in macroeconomic conditions or borrower behavior; work with cross-functional teams to integrate model outputs into strategy; and communicate insights clearly to technical and non-technical stakeholders. Telecommuting is available from anywhere in the U.S.
REQUIREMENTS:
Employer will accept a Master's degree in Statistics, Computational Mathematics, Data Science, or a related field and 24 months of experience in the job offered or in a data modeler - related occupation. Experience must include: Python; R; SQL; Tableau/Power BI; Credit risk modeling; Machine learning including gradient boosting, neural networks and random forest; and Loss forecasting modeling including PD, LGD and EAD.RATE OF PAY: $156,309 - $261,576 / per year Please email your resume to GlobalRecruitment@uhg.com and reference job # 2394507.Minimum Education Required Master's degree in Statistics, Computational Mathematics, Data Science, or a related field. Minimum Experience Required 24 months of experience in the job offered or in a data modeler - related occupation. ShiftFirst (Day) Number of Openings1Compensation$156,309.00 - $261,576.00 / Annually Postal Code55344Job TypeFull TimePlace of WorkRemoteRequisition ID2394507Job Benefits Standard benefits Application EmailGlobalRecruitment@uhg.com
