Senior Credit Officer – Financial Sponsors, Securitization & Private Credit
$250,000 - $300,000 per year
Apply (opens in a new tab)Senior Credit Officer – Financial Sponsors, Securitization & Private Credit
Posted today
SENIORITY
Senior
SALARY
$250,000 - $300,000 per year
About the role
- Conduct independent credit assessments of Financial Sponsor and securitization counterparties including analysis of historical performance, key risk factors, and underlying asset quality across MBS, ABS, CMBS, Auto, Consumer Finance, and Credit Card asset classes
- Provide approval or recommendation for approval on proposed credit limits and tenors; document recommendations clearly for final decision-making
- Validate Obligor Risk Ratings, Basel II parameters including LGDs, and other key financial metrics across the portfolio
- Perform ongoing monitoring of portfolio credit quality including early detection of deteriorating credits; participate actively in quarterly watch list review processes
- Track credit and market trends across individual asset classes within the Financial Sponsors and securitization universe
- Assist the Portfolio Management and Governance team in preparing reporting for senior risk management and regulators
- Contribute to the development and refinement of the bank's credit policy guidelines and overall risk appetite framework; participate in setting global risk appetite for financing initiatives
- Assess new business initiatives including white papers, New Product Committees, and business rules from a credit risk perspective
- Collaborate cross-functionally with business lines, legal, compliance, and risk partners to deliver sound and timely credit decisions
Before you apply
Applying takes about a minute. These four things decide how fast it moves after that.
Your profile is current
It's what we read first. Occupations, seniority and locations matter more than a long history.
Two examples you can talk through
Not a portfolio — just two pieces of work where you can explain the decisions and what you'd change.
A number in mind
What you're on now and what would make you move. We negotiate better when we know both.
Your notice period
Employers plan around it, and it's the question that stalls offers most often.
Once you apply, someone reads it and calls you before anything reaches the employer — usually within two working days.
