Job Description
Industry: Financial Services
Job Category:
Finance / Accounting - Credit / Lending / Collections Overview: We are seeking a seasoned Small Business Credit Professional with a proven track record and current seven-figure lending authority to lead our Credit and Servicing Groups. This pivotal role involves overseeing all underwriting, training, and performance KPIs for our Bank's Retail Small Business Lending Department.
Key Responsibilities:
Leadership & Management: Lead and mentor a team of credit managers and servicing professionals, ensuring alignment with the Bank's strategic goals.
Underwriting: Conduct transactional underwriting, focusing on complex and high-dollar credits as part of your daily and weekly routine.
Training & Development: Develop and implement training programs to enhance the skills and performance of the underwriting team.
Performance Monitoring: Monitor and manage performance KPIs to ensure the department meets its targets.
Credit Strategy: Provide direction and coaching on the Bank's Small Business credit appetite, particularly for C&I and CRE products with exposures up to million.
Credit Evaluation: Evaluate maturing credits for potential renewals, ensuring sound credit decisions. At First National Bank, we value related, relevant experience and what you've accomplished in your career. For this position, we will accept four (4) years of commensurate experience or two (2) years of commensurate experience with an associate degree in lieu of the education requirement below. Skills and Certifications [note: bold skills and certification are required]Excellent communication skills, both written and verbal
Excellent customer service skills
Detail-oriented
Excellent organizational, analytical and interpersonal skills
High-dollar and complex credit evaluation (Lending Authority of 1Million+)Leading credit and servicing teams
Familiarity with banking regulations (FDIC, OCC, etc.)Small Business Lending (C&I and CRE)KPI development and monitoring
Security Clearance Required: NoVisa Candidate Considered: NoCompensationUSD 07,900 to 65,000* Never repost *Full-time
Benefits:
Full Relocation Assistance Available - NoCommission Compensation - NoBonus Eligible - NoOvertime Eligible - NoInterview Travel Reimbursed - Yes Candidate Details10+ to 15 years experience
Seniority Level: Mid-Senior
Management Experience Required - YesMinimum Education - Bachelor's Degree Willingness to Travel - Occasionally Screening Questions Will you now or in future require a sponsorship? Are you authorized to work in the U.S.?