SVP, Investment Real Estate (Sponsored Loan Portfolio)

Responsibilities: Manage borrower relationships on a portfolio of secured and unsecured loans utilized for a variety of uses including but not limited to acquisition, pre-development and working capital needs. Work with asset manager and analyst to setup and maintain detailed loan files to ensure adequate tracking of funding requirements, disbursements and repayments. Monitor sufficiency of a variety of collateral structures including but not limited to pledges of ownership, cash flow, developer fee and business assets. Ensure timely, accurate completion of quarterly financial analysis, loan grading and covenant testing. Conduct credit analysis for loan extensions and modifications, analyzing historical and anticipated usage and repayment projections as well as collateral adequacy and clearly articulate main risks and mitigants to the transaction. Participate in Loan Review Memo presentation calls for new deals to ensure clear understanding of the expectations for asset management once the deal closes. Involvement in ongoing evaluation of sufficiency of risk rating methodology to ensure grading metrics are appropriate across various lending structures. Key point person as team grows, with input on development of team infrastructure, technology platforms, policies/procedures and staffing plans. Escalate issues on deals through the monthly Escalation Meeting and present issues to Credit Committee and executive management team. Assist with determining best practices for a growing product offering and provide feedback on resource and technology needs. Collaborate with other departments within the company including a timely feedback loop to underwriting, originations, legal and closing on deal specific and common theme issues and “lessons learned”.Lead special projects upon request.