Senior Director - Credit and Funding

Posted today

national legacy capital groupSan Diego (CA)

Financial Managers International, Secondary Market, and All Other Nondepository Credit Intermediation

SENIORITY

Manager

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About the role

Company Description: National Legacy Capital Group is a San Diego–based financing company focused on helping small and mid-sized businesses grow through fast, straightforward, and affordable funding solutions. The team is motivated by the resilience and creativity of business owners and is committed to supporting clients in building long-term financial legacies. With over 20 years of industry experience, the company has earned a strong reputation for responsiveness, integrity, and transparency. National Legacy Capital Group aims to make obtaining a business loan smooth and efficient by acting as a trusted guide, enabling clients to concentrate on growing their businesses.

Role Description: The Senior Director – Credit and Funding is a full-time, on-site role based in San Diego, CA, responsible for leading credit strategy, underwriting activities, and funding operations. This role oversees the evaluation of credit risk for small and mid-sized business clients, sets credit policies, and ensures consistent application across the portfolio. The Senior Director will guide sales in structuring deals, reviewing credit applications, bank statements and financial statements, and making sound credit decisions aligned with company risk appetite. Day-to-day responsibilities include facilitating transactions in the credit and funding departments, communicating with bank/lender partnerships and sales teams, managing funding pipelines, oversee CRM Management, monitoring portfolio performance and regulatory compliance. The role also involves collaborating with sales and operations to improve approval processes, refine lending products, and maintain a client-centric approach to credit and funding decisions.

Qualifications:

3+ Years experience in Equipment Leasing and/or Working Capital in a credit and/or funding role Strong credit and underwriting skills, with experience assessing risk for small and mid-sized business lending.
Solid finance and accounting knowledge, including financial statement analysis and cash flow evaluation.
Advanced analytical skills, with the ability to interpret complex data, identify trends, and make data-driven decisions.
Excellent communication and stakeholder management skills, with the ability to work cross-functionally with sales, operations, and executive leadership.
Bachelor’s degree in Finance, Accounting, Business, or a related field; advanced degree or professional certifications (e.g., CFA, CPA, CBA) are a plus.
Experience with lending technology platforms, loan management systems, and regulatory requirements relevant to business financing.
Must have excellent organizational skills, with ability to prioritize multiple tasks
Excellent attention to detail
Ability to work independently and takes initiative
Strong problem-solving skills
Proficient in MS Office Suite (G Suite is a plus)
Office and Work Culture:
Beautiful office space in the heart of San Diego - easy access to surf and golf; wear a t-shirt or leggings to work or a suit/dress, whatever makes you most comfortable.

NLCG is an Equal Opportunity Employer (EOE) and takes great pride in building a diverse work environment. Qualified applicants are considered for employment without regard to age, race, religion, gender, national origin, sexual orientation, disability or veteran status. A bit about our company: Based in San Diego, our team is inspired every day by the grit and creativity of our clients. We’re a hardworking group of professionals with a passion for helping business owners build a legacy for themselves and their families. With over 20 years in the industry, we’ve built a reputation for responsiveness, integrity, and transparency. We believe that getting a business loan and financing new or used equipment should be smooth, fast, and painless. We thrive here because employees live our values: they build deep and meaningful relationships, they set clear goals, measure success and fix what doesn’t work, and they always do the right thing. A career at National Legacy Capital Group offers you the chance to contribute, progress professionally, and join our mission to help small business owners. High base salary, bonus incentives, generous benefits package, 401K match

Website: www.NationalLegacy.comOffice Address: 5405 Morehouse Drive #315. San Diego, CA 92121

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