Retail Credit Specialist

Retail Credit SpecialistBMW Financial Services NA, LLC was established in 1993, supporting the sales and marketing of BMW products. Subsequently, we have expanded beyond the leasing, retail and commercial financing of a traditional captive-finance company offering a broad variety of products tailored for the BMW, MINI and Rolls-Royce customer. Be a part of our exciting growth by expressing an interest in our Retail Credit Specialist position located in Salt Lake City, UT.Underwrite consumer and business credit applications, managing approximately 400 million in credit submissions annually and fleet credit lines up to 750K. Analyze credit data and documentation to make informed decisions while ensuring compliance with regulatory requirements including fair lending and anti-fraud practices. Negotiate credit terms with dealers within established guidelines to maintain credit quality and profitability. Maintain strong dealer relationships through timely and professional communication via calls, emails, and in-person events. Assist with system testing and process improvements to increase efficiency and support revenue goals. Bachelor's Degree or consistent work towards attainment or equivalent experience and/or certification 2+ years of Finance experience or related education Preferences: Preferred area of Study: Business degree with concentration in Finance 1-2 Years Credit Analysis experience 1-2 Years Collections experience 1-2 Years Dealer Facing experience Medical, Dental, and Vision insurance 401(k) with Company match and Retirement Income Account Employee vehicle program Bonus eligibility Paid Parental Leave Generous PTO and Company paid holidays Voluntary Benefits to fit your needs Relocation is not available for this position. This is a hybrid role that requires regular attendance in the office. Some evenings and weekends will be required. The pay range for this role is $50,300.00 - $83,000.00. The selected candidate's education, skills, experience, and location will be used to determine the final salary offer. All pay ranges are based on a full-time work schedule. This statement is in accordance with state and local pay disclosure requirements. As part of the hiring process, you may be required to successfully pass a background check. BMW complies with all applicable U.S. immigration laws and regulations. The Company does not provide employer support or sponsorship for any immigration related employment benefit for this role. Applicants must be currently authorized to work in the United States on a full time basis without the need for employer support or sponsorship now or in the future. This includes having the legal right to work in the United States without the need for BMW support or sponsorship for any immigration related employment authorization now or in the future. BMW in the United States is an equal opportunity employer. It is the policy of BMW Group in the United States to provide equal employment opportunity (EEO) to all qualified persons regardless of age, race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status.