Senior Credit Disputes Specialist
virtual vocationsNew York (NY)
Senior Credit Disputes Specialist
Posted 3 days ago
virtual vocationsNew York (NY)
SENIORITY
Senior
About the role
Working remotely, the full-time hourly Senior Credit Disputes Specialist will manage credit dispute functions, ensuring accurate reporting to credit bureaus and compliance with regulatory standards.
Key responsibilities:
Handle credit dispute functions, utilizing company resources to investigate account information and ensure accurate credit reporting
Act as a liaison between consumer reporting agencies and Upstart, resolving credit bureau-related issues and assisting with customer inquiries
Ensure compliance with the Fair Credit Reporting Act (FCRA) while maintaining service levels and updating account statuses as necessary Required qualifications 1-2 years of experience in credit bureau reporting at a financial institution
In-depth knowledge of credit dispute resolution and familiarity with credit reporting agencies
Experience working with e-Oscar and understanding of the Metro 2 format
Strong understanding of key credit reporting laws, including the Fair Credit Reporting Act (FCRA)
High School Diploma and/or GED or relevant equivalent experience
Before you apply
Applying takes about a minute. These four things decide how fast it moves after that.
Your profile is current
It's what we read first. Occupations, seniority and locations matter more than a long history.
Two examples you can talk through
Not a portfolio — just two pieces of work where you can explain the decisions and what you'd change.
A number in mind
What you're on now and what would make you move. We negotiate better when we know both.
Your notice period
Employers plan around it, and it's the question that stalls offers most often.
Once you apply, someone reads it and calls you before anything reaches the employer — usually within two working days.
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