Deposit Operations Associate - Banking

Posted 2 days ago

ascendo resourcesMiami (FL)

Bookkeeping, Accounting, and Auditing Clerks Savings Institutions and Other Depository Credit Intermediation

SENIORITY

Junior

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About the role

Essential Duties & Responsibilities: Perform daily exception item processing, including chargebacks, NSF items, outgoing returns, credit backs, non-posted items, and ACH returns. Process check adjustments, Notices of Change (NOCs), and large-item notifications. Complete daily and monthly general ledger (GL) and bank account reconciliations. Perform daily reconciliations across deposit and banking products, including DDA, savings, CDs, loans, and teller cash accounts. Research and resolve reconciliation discrepancies and outstanding items in a timely manner. Process daily general ledger and customer account entries. Review account maintenance activity to ensure requested changes have been accurately processed. Perform quality-control reviews of account changes completed by other team members. Screen incoming and outgoing wire transfers in accordance with applicable OFAC and EDD requirements. Assist with operational investigations and requests from internal auditors and regulatory examiners. Maintain accurate records and supporting documentation for operational transactions and reconciliations. Serve as backup support for other Deposit Operations functions as needed. Assist with departmental projects, process improvements, and other operational initiatives.

Qualifications: High school diploma or equivalent required; college degree preferred. Minimum 2 years of banking experience, preferably within Deposit Operations, Bank Operations, Wire Operations, or a similar back-office function. Bilingual - English & Spanish preferred Hands-on experience with account reconciliations, exception processing, ACH transactions, returns, and general ledger activity preferred. Experience with wire transfer processing or support strongly preferred. Understanding of deposit accounts, including DDA and savings products.

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