Consumer Real Estate Processor

Posted today

carter bank trustMartinsville (VA)

Loan Interviewers and Clerks Consumer Lending

SENIORITY

Junior

SALARY

$16.38 - $25.62 per hour

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About the role

Consumer Real Estate Processor The Consumer Real Estate Processor is responsible for the preparation of closing instructions and documentation and performing company procedures required to close and fund consumer loans in accordance with company policies and requirements.

Essential Job Functions:

Perform a thorough and complete review of loan package to ensure that the loan transaction complies with the terms outlined by Retail Underwriting, and is structured in accordance with regulatory guidelines and corporate loan policy
Enter loan detail information into the loan platform system; prepare loan documents accurately and issue to closing attorneys and/or title companies and/or branch personnel
Order flood determinations and obtain flood notice disclosures when required
Review preliminary documents received from vendors/closing agents such as the legal description for the property to be encumbered, title search/commitment, organizational documents, survey, hazard insurance/flood policy, to ensure the status of the title of the property is acceptable to the bank
Coordinate loan funding with the closing attorney, wire department and lending team personnel
Follow wiring protocols to verify data before submitting / processing wire requests
Prepare loan funding and collect bank fees associated with loan closing, and apply to appropriate general ledger accounts
Provide exceptional service to internal and external customers via phone calls and monitoring email inbox to ensure a high level of service
Prioritize and monitor workflow to ensure closing deadlines are met
Perform a post-closing review of all executed loan documents for accuracy and completeness, then forwards to Loan Boarding for onboarding process
Provides support to the Loan Boarding Clerk, for delinquent trailing items
Backup, as needed, for processing non-HELOCs in Loan Director

Job Requirements:

High school diploma or equivalent required
Paralegal background is a plus
Knowledge/Skills Required
Excellent customer service skills
Strong verbal and written communication skills
Attention to detail
Ability to perform effectively in fast-paced environment
Knowledge of Microsoft Office, especially Word, Excel, and Outlook
Physical and Mental Qualifications
Standing, walking, bending and stooping required
Must be able to sit at a desk for long periods of time and use a computer
Must be able to occasionally move or lift up to 10 pounds
May be asked to work supplemental hours periodically
Limited travel required during and after business hours
Hourly Pay Range: $16.38 - $25.62 per hour

Benefits: Eligible associates may participate in Carter Bank's benefits package, including medical, dental, vision, life insurance, disability coverage, other voluntary benefits, 401(k), paid time off, and paid holidays.

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