Commercial Construction Loan Specialist

Commercial Construction Loan SpecialistThe Commercial Construction Loan Specialist is responsible for supporting the end-to-end processing of both construction-to-permanent and standalone construction loans. This position manages a complex portfolio while ensuring strict compliance with regulatory and organizational standards and loan agreements. This role coordinates construction draws, lien monitoring, inspections, documentation, funding, and risk management. In addition, the specialist collaborates closely with management to improve operational efficiency and acts as a central liaison between borrowers, builders, inspectors, loan officers, and internal stakeholders. The role emphasizes effective risk mitigation, strong relationship management, member satisfaction, and requires in-depth knowledge of applicable lending policies. Essential FunctionsReview loan documents to ensure construction terms, budgets, and funding requirements are accurately established.Coordinate project setup within loan servicing and/or any construction loan management systems.Review and approve complex draw requests, ensuring alignment with project milestones, budget, and third-party inspection results.Validate percentage of completion calculations and remaining funds availability.Monitor lien waivers, title updates, endorsements, and other collateral protection requirements.Review project budgets for cost overruns and identify potential project risks, escalating any concerns regarding delays, budget deficiencies, contractor issues, and/or collateral risks.Ensures compliance with loan covenants and construction loan agreements.Serves as point of contact for borrowers, contractors, builders, title companies, and inspectors.Provide guidance regarding draw procedures, documentation requirements, and project in audits, quality control reviews, third-party examinations, and pipeline reporting.Maintain accurate records of inspections, funding approvals, and project status management with construction portfolio analytics and risk reporting.Performs other duties as assigned.Bank Secrecy Act: Remains cognizant of and adheres to Wings policies and procedures, and regulations pertaining to the Bank Secrecy Act.QualificationsHigh School Diploma/G.E.D. requiredBachelor's Degree in Finance, Accounting, Business Administration, Economics, Construction Management, Project Management, or other related field of study, preferred4+ years of experience in commercial construction lending, construction administration, loan servicing, commercial credit, or construction-related experience, requiredTechnical or Specialized Knowledge/Skills:Strong understanding of commercial construction lending practices.Member Focused: Proven ability to build strong customer/member relationships and delivering customer/member-centric solutions.Collaborates: Known for building partnerships and working collaboratively with others to meet shared objectives.Action Oriented: Proven track record of taking on new opportunities and tough challenges with a sense of urgency, high energy, and enthusiasm.Situational Adaptability: Ability to adapt approach and demeanor in real time to match the shifting demands of different in Built Technologies construction draw management platform, preferred.Certifications Required:Driver's License requiredPAY RANGE: $34 - $40/hour (S15), plus 10% annual target bonus. Final compensation for this position will be determined by various factors such as relevant work experience, specific skills and competencies, education, certifications, location and internal pay equity. BENEFITS:Generous 401(k) match401k Discretionary Profit SharingHealth InsuranceDental InsuranceVision InsuranceLife InsuranceShort Term and Long Term DisabilityHealth Savings Account with company contributionEmployee Assistance ProgramPaid Vacation, Sick, Floating Holidays and Volunteer Time OffPaid HolidaysTuition ReimbursementPaid Parental LeaveWe anticipate this position to close on 09/11/2026. Please submit your application at your earliest convenience to be considered. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.