Credit Analyst

About the Role: In this role, you will evaluate B2B customers and make data-driven recommendations on credit limits, payment terms, order approvals, and risk mitigation.

Key Responsibilities: Perform credit reviews for new and existing B2B customers Analyze financial statements, credit reports, payment history, exposure, and other risk indicators Recommend credit limits, payment terms, prepayment, or other risk mitigation Review and make decisions on credit holds and order release requests Identify potential customer/account-opening fraud and escalate concerns Monitor existing customers for changes in payment behavior and credit exposure Document credit decisions and rationale to support ASC 606 collectibility requirements, SOX controls, and audits Partner closely with Sales, Deal Desk, Collections, Revenue Accounting, and Legal Track credit review volume, turnaround time, exposure, and outcomes Help improve credit policies, procedures, risk thresholds, and automation Identify opportunities to use automation and AI to streamline routine credit reviews Ideal Background 6+ years of commercial/B2B credit, credit risk, or related AR experience Experience in B2B software, SaaS, cloud, technology, or telecommunications Strong experience evaluating business customers and making credit recommendations Experience with credit limits, order holds/releases, and payment terms Ability to interpret financial statements and third-party credit reports Strong Salesforce experience — this is a key requirement Experience with Stripe and/or Tesorio is a strong plus Familiarity with D&B, Experian, Moody's, Creditsafe, High Radius, Billtrust, or similar platforms is helpful Experience supporting SOX/audit requirements is preferred Strong Excel/Google Sheets skills Excellent written communication and ability to explain credit decisions clearly Experience improving or developing credit policies/processes is highly valued ImportantA take-home assessment is required and must be completed/included with the candidate submission.