Senior Product Manager

Payactiv is seeking a Senior Product Manager based in our Milpitas CA office, who is passionate about creating meaningful fintech solutions that empower workers and employers alike. This role requires a strategic thinker and customer advocate who thrives in a fast-paced environment and excels at cross-functional collaboration. The ideal candidate will have a strong technical background, a deep understanding of financial products, and a relentless focus on delivering exceptional user experiences.Who we are...Payactiv, Inc. is a leading financial technology company revolutionizing the way workers access and manage their earnings. As the pioneer of Earned Wage Access (EWA), we empower workers with real-time financial flexibility while enabling businesses to improve workforce engagement and productivity. Our mission is to provide inclusive financial wellness solutions that improve the lives of millions of workers.What you will do...Champion the worker, employer, and partner experiences: Serve as the voice of the customer, ensuring our products meet the needs of both workers and businesses by prioritizing usability, accessibility, and engagementProduct Strategy & Vision: Define and execute a strategic roadmap that aligns with Payactiv's mission and business objectives while keeping user needs at the forefrontData-Driven Insights & Market Research: Conduct user research, analyze data, and leverage customer feedback to identify pain points and opportunities for product improvementProduct Development & Execution: Own the end-to-end product lifecycle, collaborating with design, engineering, compliance, and marketing teams to deliver seamless and impactful solutionsCross-Functional Leadership: Work closely with stakeholders across the company, translating user needs into product requirements and ensuring alignment across teamsRegulatory & Compliance: Ensure fintech products comply with financial regulations, security standards, and industry best practices while maintaining a seamless user experienceTechnology & Innovation: Identify emerging fintech trends, leverage AI/ML-driven personalization, and explore cutting-edge technologies to enhance product offeringsDefine Success Metrics: Establish and track KPIs to measure product performance, iterate based on data insights, and optimize user engagement and adoptionCollaborate efficiently and effectively with product management team members in AsiaWhat you need...5+ years of product management experience in fintech, payments, lending, or financial servicesUser-first mindset, with a deep commitment to designing products that enhance financial wellness and accessibilityStrong analytical and problem-solving skills, with a data-driven approach to decision-makingExperience working with Agile methodologies, cross-functional teams, and iterative product developmentProven ability to advocate for workers and employers, balancing business objectives with user satisfactionExcellent communication and stakeholder management skills, with the ability to influence at all levelsTechnical proficiency, with the ability to collaborate effectively with engineering teams on API-based and mobile-first productsDeep understanding of financial products, compliance, and regulatory landscapes in the U.S. fintech spaceBachelor's degree required; a background in Computer Science or related technical field is a plusExperience in Earned Wage Access (EWA), payroll integrations, embedded finance, or digital banking is preferredTechnical background (Computer Science, Engineering, or related field) to facilitate better collaboration with developersFamiliarity with AI, ML, and data-driven personalization in fintech productsPassion for financial inclusion and social impact-driven productsWhat we offer...Company sponsored Health, Dental, and Vision insurance401K, traditional, and Roth with company matchTuition Assistance or Tuition ReimbursementMonthly Gym ReimbursementPaid time off to volunteerPaid Family LeaveUnlimited Paid Time OffComplimentary office lunchesImpact-Driven Mission: Be part of a Certified B Corp genuinely dedicated to improving financial wellness for millions of workersUser-Centric Culture: Build products that genuinely improve people's lives by prioritizing user experience and accessibilityFast-Growing Fintech: Work in a dynamic environment at the forefront of financial innovationCareer Growth: Take on high-impact responsibilities with ample opportunities for leadership and advancement #J-18808-Ljbffr