Manager, State Management - P&C Insurance

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gainsco auto insuranceDenver (CO)

Actuaries Direct Property and Casualty Insurance Carriers

SENIORITY

Manager

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About the role

Manager, State Product Management We are a company of driven, enthusiastic, and determined people. We celebrate achievement and success. We foster innovation, determination, and recognition. Because of that, our employees feel recognized and rewarded for the contributions they make daily. At GAINSCO, it is our people that set us apart. If you are looking for a place where you can make a difference, understand how your work impacts the company, and be recognized for your efforts and passion, then GAINSCO is the company for you. GAINSCO's work environment rewards engaged individuals who have a desire to contribute and succeed. That's because our culture encourages individuals to grow their skills as they build their careers. Come join us and become a Champion with GAINSCO.We are seeking an experienced and dynamic Manager, State Product Management to partner with the Field Operations Team to establish, monitor, and influence all aspects of profitability and growth for assigned states. This role involves managing and enhancing existing products through analysis, research, and strategic recommendations related to product design, pricing, underwriting, agency management, distribution, claims, and other processes. What does a Manager, State Product Management do? Own P&L performance for 4–9 states, directly managing 2–3 states and overseeing additional states through direct reports. Develop pricing strategies based on actuarial indications, competitive analysis, and regulatory requirements. Execute rate changes and ensure timely filings, coordinating with Sales, Actuarial, Marketing, IT, and Testing teams. Identify actions for unprofitable segments and leverage underwriting and agency strategies. Present state performance and strategies to senior leadership and track key financial metrics. Achieve premium and policy count targets for assigned states. Partner with Sales to identify growth opportunities and optimize product positioning. Conduct competitive analysis and research market trends to inform product enhancements and new state launches. File and gain approval for regulatory changes; respond promptly to objections. Build relationships with state Departments of Insurance and maintain awareness of regulatory changes. Onboard, coach, and mentor Product Analysts and Managers. Foster a collaborative, high-performance culture focused on accountability and innovation. Manage staffing needs, recruitment, and performance evaluations. Drive process improvements and automation to enhance efficiency. What is required? Bachelor's degree, preferably in Economics, Actuarial, Math, Statistics, Insurance, or a similar field required. Minimum of 7 years of experience in Product or Actuarial in the Property and Casualty insurance industry. Minimum of 4 years of state management experience within Property and Casualty; state management for personal auto insurance preferred. Minimum of 2 years of experience managing direct reports. Experience initiating, developing, and executing complex pricing and product changes, including submitting filings and responding to DOI objections. In-depth knowledge of insurance and actuarial concepts, business processes, pricing plans, underwriting rules, and key financial metrics Proficiency with SQL, SAS, or Python required. Experience with PowerBI and/or Tableau is a plus Power BI skills a plus (ability to build reports and analyze data).Proficient in MS Office, with advanced Excel skills (pivot tables, data analysis).

Other skills and abilities: Deadline-driven with a proven ability to balance competing priorities. Strong analytical abilities, including gathering, restructuring, and gaining critical insights from large datasets. Fact-based and data-driven decision making, with the ability to present data in a cohesive, simple fashion. Able to lead complex projects and mentor junior team members in a fast-paced environment. Strong communication skills and emotional intelligence. Experience presenting to Senior Leadership and influencing leaders across the organization. Ability to balance multiple tasks and occasional travel (5%).What else do you need to know?

Remote: Excellent benefits package: medical & dental, vision insurance, life insurance, short-term and long-term disability insurance. Parental Leave Policy 401K + Company MatchPTO Plan + Paid Company determined Holidays.Applicants are required to be eligible to lawfully work in the U.S. immediately; employer will not sponsor applicants for U.S. work authorization (e.g. H-1B visa) for this opportunityAll offers are contingent upon a successful background investigation (including employment, education, criminal and DMV verification- when applicable) and a pre-employment drug test with results satisfactory to GAINSCO.GAINSCO is an Equal Employment Opportunity Employer Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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