Senior Product Manager - Business Lending
$200,700—$250,900
ApplySenior Product Manager - Business Lending
Posted 17 days ago
SENIORITY
Manager
SALARY
$200,700—$250,900
About the role
- Own the vision, strategy, and roadmap for Mercury's business lending product suite
- Drive the end-to-end customer journey — eligibility and discovery, application, underwriting and decisioning, funding, servicing, and repayment
- Partner with risk and data science to design underwriting and decisioning experiences that balance speed and approval rates with sound credit and compliance controls
- Work with design and engineering to make the application feel effortless, transparent, and trustworthy for business owners
- Collaborate with banking partners, legal, and compliance to ensure the product is regulatory-compliant and operationally sound
- Define and instrument the metrics that matter: conversion, approval and decline rates, time-to-funding, loss performance, repayment health, and customer satisfaction — and use them to prioritize
- Use customer insight, market research, and data to decide what to build next, and make crisp tradeoffs between scope, risk, and speed
- Partner with marketing, sales, and support to launch the product and bring it to the right customers at the right moment
- 7+ years of product management or aligned experience, with at least 2+ years in lending, credit, payments, or another regulated financial domain
- Experience of building and scaling lending businesses
- A strong grasp of the lending lifecycle: origination, underwriting, servicing, and repayment, and the risk and compliance considerations that come with itProven ability to ship AI-first and iterate on customer-facing products that solve real problems for users
- Technical fluency: comfort partnering deeply with engineers and data scientists while translating complexity for business, risk, and compliance stakeholders
- Strong customer empathy paired with the rigor to balance growth against credit, compliance, and operational realities
- A track record of using data and experimentation to drive decisions and measurable outcomes
- Comfort operating with ambiguity and setting direction in a fast-moving, greenfield product area
Before you apply
Applying takes about a minute. These four things decide how fast it moves after that.
Your profile is current
It's what we read first. Occupations, seniority and locations matter more than a long history.
Two examples you can talk through
Not a portfolio — just two pieces of work where you can explain the decisions and what you'd change.
A number in mind
What you're on now and what would make you move. We negotiate better when we know both.
Your notice period
Employers plan around it, and it's the question that stalls offers most often.
Once you apply, someone reads it and calls you before anything reaches the employer — usually within two working days.
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